Conforming Loan Limits 2025 Texas. The new loan limit for most of the country will be $766,550 — a 5.56% increase over the 2023 limit — and is effective for whole loans delivered to fannie mae. This is an 5.3% increase over.

Each year, the fhfa adjusts the conforming loan limits based on its third quarter house price index (hpi). Conforming loan limits in texas have increased in 2024 compared to the previous year due to the continuous rise in home prices across the state.